7 Changes to Watch Out for During Medicare Open Enrollment for 2019

7 Changes to Watch Out for During Medicare Open Enrollment for 2019

Getting ready to enroll in a Medicare Advantage or Medicare Part D plan for 2019? You may have more plans to choose from, the premiums may be lower, and some Medicare Advantage plans are adding benefits. That’s why this open enrollment period is a particularly good time to shop for coverage even if you’ve been happy with your current plan.

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Do I Need a Medicare Supplement?

Do I Need a Medicare Supplement?

The most frequent questions we receive are: “Do I really need a Medicare supplement?”, “Is there any risk to having no supplemental coverage?” and “What are the risks if I choose to have just Medicare Parts A, B, and D?”

You might be wondering this yourself. Are Medicare supplements worth it?

We understand why you ask.  When Americans reach retirement age and start their Medicare coverage, many are shocked to realize that Medicare is not free. If you didn’t know to save for Medicare Part B premiums during your retirement, you may find that money is tight.

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The Importance of Good Medical Records

The Importance of Good Medical Records

Keeping your own records of any medical care that you and your immediate family have received is the only way to be sure that your insurance and bills are free from mistakes. It may seem unimportant now, but later in life when you try to get life insurance or get treatment that you desperately need, those details will become very important. Everything from your allergies to your payment records with medical facilities can hurt you if they’re wrong in your report. You could be given improper treatment or even denied treatment. By keeping your own records, you can dispute anything that is false.

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